FAQ's

The Brown & Co FAQ's

Answering some of the most frequently asked questions

What is the role of an agribusiness and commercial finance broker?

As a finance broker act, we as an intermediary between businesses in the agri and financial products tailored to the unique needs of their, facilitating the entire financing process.

What types of financing solutions can brokers help secure?

We can assist in securing various financing solutions, including property purchases, working capital loans, equipment financing, crop and livestock financing, and lines of credit tailored to the specific needs of agribusinesses.

Can finance brokers help with refinancing existing loans?

Yes, agribusiness finance brokers can assist in refinancing existing loans to potentially secure better terms, lower interest rates, or adjust the loan structure to better suit the agribusiness's current needs.

Is there a cost to work with a finance broker?

We typically earn a commission or fee from the bank upon successful completion of a loan transaction. This fee structure is agreed upon with the client and is usually a percentage of the total loan amount. However, the net benefit for borrowers that results from a more competitive offer offsets these commissions;

Do I need to change banks to work with a finance broker?

No. We are able to work with your existing bank for new projects that require financing, any loans that are due to expire and new to be renewed, equipment financing.

How do I know if I qualify for financing?

We can assist in securing various financing solutions, including property purchases, working capital loans, equipment financing, crop and livestock financing, and lines of credit tailored to the specific needs of agribusinesses.

What documents do I need to provide when working with an agribusiness finance broker?

The required documents may vary, but commonly needed items include financial statements, tax returns, lists of assets and liabilities, and details about the business operation. We take the time to fully understand your business objectives, from a historical perspective and future goals.

How long does the loan approval process take?

The timeline for loan approval can vary depending on the complexity of the financing and the specific lender. We work to expedite the process by preparing thorough applications and working closely with lenders to streamline approvals.

Is it possible to work with a finance broker remotely?

Absolutely. Many agribusiness finance brokers offer remote services, allowing clients to access their expertise regardless of location. Communication can occur through phone calls, emails, video conferencing, and online platforms, making the process convenient for clients.

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